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EQ One boasts some of the greatest capacity in the DIC market.
We can handle large and complex catastrophe risks across a broad range of asset classes and offer the following best-in-class features:
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Difference in Conditions (DIC) insurance, including earthquake, EQSL, and flood coverage
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Earth movement available on an individual account basis with referral approval
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Coverage for flood available outside of 100-year flood zones and in conjunction with an earthquake policy
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DIC/earthquake and flood on course of construction available (36-month max term)
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$72,500,000 in total primary capacity (higher capacity is available with referral approval)
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$60,000,000 in excess capacity
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Coverage available in all states
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Minimum premium: $5,000
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Earthquake deductible buy-down coverage available
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No maximum TIV restrictions
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Acceptable classes of business include, but are not limited to, homeowners associations, apartments, high-value dwellings, real estate, office buildings, hotels, retail, restaurants, and light manufacturing
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Ineligible risks include petrochemical risks; refineries including petroleum recyclers of any kind; stadiums or amusement arcade risks including attractions and/or rides; electric utilities; risks over water or on stilts; pilings, piers, wharfs or docks; and historical buildings
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SUBMISSIONS
Each submission should include a proposal and Excel SOV. Please send all submissions to:
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